A parametric hurricane policy: cover is triggered by how strong a hurricane is and how close it comes to your home, with parameters fixed at policy inception, so payout is almost automatic. It complements, rather than replaces, standard Homeowners cover.
What’s covered
- You get to determine how to spend the payout
- No deductible
- No damage estimate required
- No adjuster required
- Simplified claims process
- Faster payout
- Landscaping
- Travel cancellations
- Evacuation costs
- Expenses such as fuel for generators and vehicles
- Gates and fences
- Outdoor lighting systems
- Gazebos
- Satellite dishes
- Awnings
Good to know
- Currently available in Sint Maarten only.
- Complements your Homeowners cover — it does not replace it.
How to claim
Report your claim online or call your local NAGICO office. Keep photos, receipts and any police report — we’ll guide you through the rest.
Make a claim