01
Fast
Report a claim online in minutes, any time of day. Our local claims teams take it from there.
Rated A- (Excellent) by AM Best
Insurance that’s fast, fair and always there.
From your car and home to your health, family and business — NAGICO has protected the Caribbean since 1982, across 21 territories and in three languages.
What would you like to protect?
Comprehensive or third-party cover, with fast and fair claims settlement.
Protect your home and everything in it with Homeowners Super Plus — or Renter’s cover if you rent.
NAGICARE plans, from Turquoise to Platinum, for you and your family.
Plan your family’s future with life, savings and education plans.
Cover for private yachts and boats, out at sea and safe in the marina.
Explore, dream and discover — with travel cover from NAGICO and Chubb.
Property, liability, marine, engineering and employee benefits.
A- AM Best Excellent
Claims made simple Report online in minutes
We speak your language
EN NL FR
How can we help today?
- Financial strength · AM Best
- A- Excellent
- Years protecting the Caribbean
- 44
- Territories, from The Bahamas to the ABC islands
- 21
- Agents & brokers ready to help
- 200+
- Languages: English, Nederlands, Français
- 3
- Motor Comprehensive
- Third Party Motor
- Homeowners Super Plus
- Renter’s Insurance
- Hurricane Xtra
- NAGICARE Individual Plan
- NAGICARE SME Smart Health
- Serenity
- Whole Life
- Special 60+ Level Term
- Level Term
- Education Savings
- Endowment Policy
- Private Yacht & Boat
- Personal Accident Plan
- Critical Illness
- Fire & Extended Perils
- Commercial All Risk
- Business Burglary
- Business Interruption
- Money All Risks
- Public Liability
- Professional Indemnity
- Directors’ Liability
- Employers’ Liability
- Workman’s Compensation
- Commercial Vehicle
- Contractors All Risk
- Comprehensive Machinery & Plant
- Marine Cargo
- Marine Hull
- Marine Liability
- Aircraft Hull & Liability
- Airport Ground Handlers’ Liability
- Medical Group Insurance
- Small Group Plan
- Group Life
- Personal Accident (Groups)
- Critical Illness (Business)
- EPIC Pension
- Freedom 62
- Fidelity Guarantee
Our cover
Insurance for every part of island life
Personal cover for you and your family, or business cover that keeps your company running — whatever happens.
Our promise
Fast. Fair. Always there.
Three words we hold ourselves to — on a sunny Tuesday and in the middle of hurricane season.
02
Fair
Clear cover and plain-language policies, with claims handled by people who live where you live.
03
Always there
Through hurricane seasons and everyday bumps for more than four decades, in 21 territories.
Where we are
One insurer across the English, Dutch and French Caribbean
NAGICO is the only Caribbean insurer operating in all three language regions — from The Bahamas in the north to the ABC islands in the south.
Choose a territory to see local offices, agents and contact details.
Explore all territories
Hurricane season
How storm-ready are you?
Tick off what you’ve done. It takes two minutes — and it could save you weeks after a storm.
storm-ready
Let’s get started — every item counts.
Claims
When something happens, we make it simple
- 1
Make sure everyone is safe
Call emergency services if needed, then take photos of the scene and any damage.
- 2
Tell us online or by phone
Report your claim online in a few minutes, or call your local NAGICO office or agent.
- 3
Send your documents
Upload photos, police reports and receipts straight from your phone.
- 4
We assess and settle
A claims handler reviews your claim and keeps you informed until it is settled.
Not sure what cover you need?
Talk to a local NAGICO advisor or one of our 200+ agents and brokers. We’ll help you find the right protection — in English, Dutch or French.